Best answer: If you're planning to play a lot of Forza Horizon 4, the VIP membership will pay for itself pretty quickly. But pick it up in the Ultimate Edition for the best value.
Amazon: Forza Horizon 4 Ultimate Edition ($100)
VIP members get free credits
This is probably the No. 1 reason to get the VIP membership in Forza Horizon 4. One of the perks is double credit rewards for every completed event. So, for example, if you win a race and earn 5,000 credits, the game will give you 10,000 total.
Credits aren't available to buy with real money, and you need a lot to buy some of the in-game items. You'll need to buy Bamburgh Castle at 10 million credits to unlock one of the barn finds, so maximizing your earnings is critical.
VIP members get free cars, a house, and exclusive vanity items
VIP members will enjoy much more than just mere credits. There are a number of other in-game perks that only come with a VIP membership. And the first is a free house valued at five million credits. So that's worth having.
Horizon 4 VIPs also get three exclusive Forza Edition cars, VIP crown flair, VIP vanity items including a full outfit, a VIP emote and car horn. Half the fun of a Forza Horizon game is collecting the huge amount of items within it, and the VIP membership gives you items you just can't get otherwise.
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